FAQ

Do you still have some lingering questions about getting your auto financing? We receive many questions everyday and do our best to answer each one individually, but you might be able to save time by finding the answer in our Frequently Asked Questions section. Here's the answers to some of the most commonly asked questions that we receive:

How can I get auto financing?

You can get started right away by filling out the simple form with some information about yourself and the loan you're looking for! Then we'll come up with several auto financing quotes that best match your circumstances.

Are you a lender?

No, Houston Auto Financing is not an actual auto loan lender. Instead, we work closely with some of the major lenders to bring you low rates!

How much does it cost to get a quote?

Absolutely nothing! We offer our quote and comparison service completely free of charge!

What if I have bad credit?

Bad credit doesn't have to stop you from getting auto financing. The lenders in our network are highly experienced and can help you find a loan that fits your needs.

What if I've declared bankruptcy recently?

Declaring bankruptcy can make getting any kind of credit difficult, however, some lenders are willing to work with consumers regardless of their past credit history so don't assume the worst.

What kind of interest rates can I get?

There are many different factors that go into determining your APR, including your credit history, total debt, down payment, and more.

When will I receive my auto financing?

The amount of time it takes to receive your auto financing is dependent upon the lender and the their approval process.

Is it safe to get an auto financing online?

Yes, taking out your auto financing online and getting a free quote is safe! With all of the security measures being implemented, it's probably safer to get financing online than in person! Aside from it being safer, Why Finance Online?